by Ken Meiser

Ken Meiser

The Consumer Financial Protection Bureau (CFPB) has identified that approximately 45 million consumers are either credit invisible or unscorable by major credit bureaus. People who don’t have established credit face several obstacles; many may be unable to get approved for …

by Rich Heath

Rich Heath

Our recent blogs demonstrate the benefits of leveraging alternative credit data to identify more creditworthy consumers who are considered credit invisible and provide greater insights to marginal consumers who may be seen as having similar risk by traditional scores. Lenders …

by Kevin King

Kevin King

In my last blog, I discussed how the use of alternative credit data has become a mainstream answer to the challenge of identifying creditworthy consumers who are credit invisible. While that is perhaps the most familiar use case for risk …