A recent trend in the retail banking market is the increasing demand by customers for an online component to their banking relationship. Traditionally, demand deposit accounts (DDA) have been opened by customers inside their local bank branch. However, customers have …

Account takeover is a persistent issue that costs companies millions each year.1 It will likely continue to grow with the proliferation of publicly available personal information, the increasing number of data breaches and an increasing number of online black …

Originally designed to track individual contributions to the Social Security Program, a person’s Social Security Number (SSN) has evolved to unintentionally become a near universal identifier synonymous with a person’s identity. SSNs never expire, are never reclaimed, seldom reissued, and …

Last year might end up being remembered as the year that mobile commerce came of age with mobile devices becoming a suitable way to shop online. According to IBM, mobile traffic during the 2013 holiday season made up 39.7 percent …