1. Stephen Coggeshall

    An Analysis of Synthetic Identity

     |  By Stephen Coggeshall

    A new study from ID:A Labs shows that the average fraud rate for synthetic identities has increased more than 100 percent since 2010. Synthetic identity fraud has become a significant and growing problem for multiple reasons. A major contributing factor …

  2. Patrick Reemts

    Improving Credit Risk Insight

     |  By Patrick Reemts

    Booking new customers isn’t easy. Negotiating price and evaluating an individual borrower’s loan quality as they sit and wait is a real challenge. Never mind the added pressure of complying with applicable regulations and the financial risks associated with approving …

  3. Patrick Reemts

    Handset Financing: Minimizing Risk, Maximizing Opportunities

     |  By Patrick Reemts

    As the wireless industry rapidly moves toward a different economic model, companies are exploring the use of financial partners to offload the risk of handset costs. Post-paid subsidized phones are still a customer favorite, but are not feasible for the …

  4. Patrick Reemts

    New Solutions for Online Onboarding

     |  By Patrick Reemts

    A recent trend in the retail banking market is the increasing demand by customers for an online component to their banking relationship. Traditionally, demand deposit accounts (DDA) have been opened by customers inside their local bank branch. However, customers have …