When Victor Frankenstein set out to fashion a new life form with body parts he gathered from multiple corpses, he was unaware of the damage his creation would later inflict on innocent people.1 While Frankenstein’s monster was a fictional …

Identity theft can happen to anyone. When a person’s identity is stolen, they can be left with feelings of helplessness and a lack of control. The financial losses and emotional stressors of a stolen identity can be crippling. The problem …

Credit unions have seen their operating costs rise dramatically since the 2008 financial crisis, due to the plethora of new regulatory and compliance changes that came in its aftermath. A report issued by the Credit Union National Association (CUNA) reveals …

In October 2016, ID Analytics announced the formation of the Online Lending Network (OLN), a consortium established to enhance responsible lending, help protect consumers and address credit and fraud risks.

Through the OLN, lenders report when a consumer requests an …

Although Black Friday has traditionally marked the start of the holiday shopping season, many retailers start their ‘Black Friday’ sales earlier each year to extend the holiday shopping season.1 Despite some holiday discounts starting early, according to the National …