ID Analytics recently hosted a webcast on identity fraud trends in 2020.  Since identity fraud is a pervasive problem that is constantly evolving, we wanted to share the most-asked questions during the live presentation with our broader readership.

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Earlier this week, five federal financial regulatory agencies issued a joint statement on the use of alternative data in underwriting by banks, credit unions, and non-bank financial firms. These agencies noted several benefits alternative data may provide to consumers, such …

Enterprises have begun to see the value in using alternative credit scores as part of their lending decision processes for various use cases – from identifying more creditworthy consumers to discovering marginal consumers with potential for growth. While the use …

In today’s competitive marketplace, it is important to deliver innovative financial solutions that create opportunities for growth in lending and consumer spending. Many of the largest U.S. lenders who work with ID Analytics have been telling us that prescreen marketing …

The Consumer Financial Protection Bureau (CFPB) has identified that approximately 45 million consumers are either credit invisible or unscorable by major credit bureaus. People who don’t have established credit face several obstacles; many may be unable to get approved for …