
Is alternative credit data the key to a new car for millennials?
In 2015, ID Analytics debunked the myth that millennials were less interested in traditional forms of credit by demonstrating that they were applying at higher rates for credit cards and auto loans than any other generation yet were more frequently …
3 Reasons to use Alternative Credit Data in Prescreen Campaigns
In today’s competitive marketplace, it is important to deliver innovative financial solutions that create opportunities for growth in lending and consumer spending. Many of the largest U.S. lenders who work with ID Analytics have been telling us that prescreen marketing …
Auto Lenders, Have You Embraced the Power of Alternative Credit Data?
In 2017 the auto industry experienced its first sales decline in seven years1 and auto experts forecast this trend will continue into 2018.2 There are several reasons sales have reached a plateau. People are holding on to their …
Credit Unions: Focus More on Your Members and Less on Compliance and Fraud
Credit unions have seen their operating costs rise dramatically since the 2008 financial crisis, due to the plethora of new regulatory and compliance changes that came in its aftermath. A report issued by the Credit Union National Association (CUNA) reveals …