ID Analytics Established in 2002, ID Analytics is a leader in consumer risk management with patented analytics, proven expertise, and near real-time insight into consumer behavior. By combining proprietary data from the ID Network®—one of the nation’s largest networks of cross-industry consumer behavioral data—with advanced science, ID Analytics provides in-depth visibility into identity risk and creditworthiness. Every day, many of the largest U.S. companies and critical government agencies rely on ID Analytics to make risk-based decisions that enhance revenue, reduce fraud, drive cost savings, and protect consumers. ID Analytics is a Symantec company.

Top 3 questions from our web seminar: Tackling synthetic identity fraud head-on

ID Analytics recently participated in a web seminar hosted by American Banker, Tackling synthetic identity fraud head-on where we discussed best practices for optimizing detection and prevention strategies to combat synthetic identities. During the live presentation, there were numerous …

Is your enterprise leveraging the competitive advantages of alternative credit data?

In our previous blog we discussed the benefits of using alternative credit data to score thin-file and no-hit consumers, particularly the millennial generation. This is an excellent use case because according to the Consumer Financial Protection Bureau, there are approximately …

Alternative Data Improves Financial Inclusion, without Adding Risk

Consumer credit behavior in the U.S. has evolved over the past decade, along with the data and scoring systems that represented that behavior. As a result, many consumers have a difficult time gaining access to affordable credit, or credit at …

In Online Lending, Application Velocity Points to Increased Risk

In October 2016, ID Analytics announced the formation of the Online Lending Network (OLN), a consortium established to enhance responsible lending, help protect consumers and address credit and fraud risks.

Through the OLN, lenders report when a consumer requests an …

Could Convolutional Neural Networks Help Identify Risk?

At ID:A Labs we’re always looking for new and more efficient ways to look at behavior patterns that may help us identify risk. In this video ID:A Labs Principal Data Scientist, Sunhyoung Han discusses her research involving Convolutional Neural Networks …

Loan Stacking: Protecting Consumers and Online Lenders

By providing consumers and small businesses with a fast and easy way of securing funding, the marketplace lending industry has grown 700 percent from 2010 to 20141. Online lenders issued $15.91 billion in U.S. loans in 2014, according …

Identity Fraud: What Can Enterprises Do to Better Fight it?

As a featured speaker at the TRMA 2016 Spring Conference, ID Analytics’ Raj Dasgupta will present best practices for minimizing identity-related fraud, helping victims of identity theft, and improving the processes that address these issues.

Surprising Statistics

In today’s world, …

Top 10 Fraud Ring Cities

Financial institutions, telecommunications, and marketplace lending companies receive applications for their products and services on a daily basis. Some of these applications are subsequently determined to be fraudulent. At ID Analytics, we regularly screen credit card openings, new cell phone …

ID Analytics Scientist Spotlight – Darwin Villagomez

Welcome to the third post in our series of “Scientist Spotlight” blogs! Over the next few months we will profile our valued ID:A Labs scientists, showcasing their experience and expertise, role at ID Analytics, the projects they’re working on, and

ID Analytics Scientist Spotlight – Sunhyoung Han

Welcome to the second post in our series of “Scientist Spotlight” blogs! Over the next few months we will profile our valued ID:A Labs scientists, showcasing their experience and expertise, role at ID Analytics, the projects they’re working on, and

ID Analytics Scientist Spotlight – Mike Lazarus

Welcome to the first in our series of “Scientist Spotlight” blogs! Over the next few months we will profile our valued ID:A Labs scientists, showcasing their experience and expertise, role at ID Analytics, the projects they’re working on and their

ID Analytics Wins the 2015 Agile Team of the Year Award

We’re pleased to announce that ID Analytics is the winner of the 2015 Agile San Diego Team Excellence Award from Scrum Day San Diego. Our scrum teams were recognized based on the adoption of the Agile process and how the