Carmel Maher Carmel Maher is responsible for managing ID Analytics’ renowned thought leadership program, including both primary and secondary research into emerging fraud, credit and identity risk trends. Prior to her role on the product marketing team, Maher was a Business Analyst where she performed retrospective solution and strategy analyses for numerous Fortune 500 organizations. Maher holds a BS in Economics from the University of Virginia.

Credit risk or hot prospect? Millennials and back-to-school credit

In 2015, ID Analytics released a report Millennials: High Risk or Untapped Opportunity which debunked the myth that millennials are less interested in traditional credit and financial services than previous generations.  The findings of the study indicated that millennials represent …

Fraud Risk Management in the Data Breach Era

Fraudsters are incredibly adept at changing tactics, making fraud risk management challenging.  To further complicate this, several fraud trends have emerged over the past few years. According to Javelin, in 2017 the rate of account takeover fraud (ATO) tripled, and …