White Papers
Below are summaries of studies based on a statistical analysis of ID Analytics' proprietary ID Network®. This research allows an expanded, quantitative understanding of the nature of identity risk, and forms the underpinnings for better quantitative and qualitative endeavors. In turn, ID Network Members have profound insight into the methods of fraudsters and an accurate view of identity risk within their own organizations.
For a copy of any white paper or for more information, please email a request with the white paper's title to marketinginfo@idanalytics.com.
Online Interactions Data Study
ID Analytics partnered with top-tier financial institutions and eMerchants to study the effectiveness of adding online identity elements to the ID Network®, the nation's first and only real-time, cross-industry compilation of identity information. The study involved an evaluation of more than 12 million records including financial applications and retail purchases performed online. This white paper demonstrates the power of gaining greater insight of identity risk by combining personal identity elements with online identity elements such as Internet protocol (IP) addresses, device fingerprint, email address, and IP geo-location data. The study resulted in a fraud detection improvement of more than 27 percent over the analysis using only personal identity information.
To learn more, please email marketinginfo@idanalytics.com.
Data Breach Harm Analysis
This new research further investigates the organized misuse arising from data breaches and identifies patterns and behaviors underlying the misuse.
For this study, ID Analytics evaluated over a dozen identity-level breaches involving more than 10 million consumer identities. The study identified six common patterns that characterize organized misuse. The highest rates of organized misuse were found in smaller breaches.
To learn more, please email marketinginfo@idanalytics.com.
U.S. Identity Fraud Hot Spots
This white paper describes research examining the most up-to-date information on how U.S. identity fraud rates vary by geography. It supplements the February 2007 report titled "U.S. Identity Fraud Rates by Geography," which analyzed credit applications submitted from 2003 through early 2006. The data in this report is from January through December 2006. This study’s findings provide unique visibility into which specific locations within the United States are emerging as identity fraud "hot spots," or cities and counties where identity fraud criminals appear to be increasingly active. At the same time, it shows which areas have a decreasing or consistent rate of identity fraud.
To learn more, please email marketinginfo@idanalytics.com.
U.S. Identity Fraud Rates by Geography
This white paper is the first ever study to be based on actual and attempted fraud rather than on consumer victim reports. The research examines how U.S. identity fraud rates vary by geography and over time based on a statistical analysis of ID Analytics' proprietary ID Network® encompassing complete coverage of all U.S. identities. The information resulting from this research allows a better quantitative understanding of the nature of identity fraud, and leverages prior ID Analytics research into true-name identity theft and synthetic identity fraud.
To learn more, please email marketinginfo@idanalytics.com.
National Data Breach Analysis
ID Analytics conducted an in-depth analysis of four major data breaches using actual, live data to study the real impact that data breaches have on consumers and industry and revealed that some data breaches actually pose greater threats than others. In fact, the analysis shows that most consumer victims are no more at risk of identity fraud than they would have experienced if the breach had not occurred. This analysis helps to answer some of the most pressing questions about recent system intrusions, security lapses and the issue of identity theft and identity fraud.
To learn more, please email marketinginfo@idanalytics.com.
U.S. National Fraud Ring Analysis
ID Analytics' U.S. National Fraud Ring Analysis is a first-of-its-kind look into the dynamic and perplexing crime of identity fraud and provides a cross-organizational, national view into the behavioral patterns of sophisticated fraudsters and their fraud rings. The white paper describes analysis of fraudster behavior by using the ID Network and its advanced pattern recognition technology, and reveals insights into such things as the business cost differences between synthetic identity fraud and true-name identity theft, the relative effectiveness of public record databases vs. more advanced data collections to reveal synthetic fraud, and the identity patterns that reflect fraudsters' methods, tactics and relationships.
To learn more, please email marketinginfo@idanalytics.com.