ID Score: Gain Greater Visibility into Individual Identity Risk
ID Analytics' flagship identity fraud solution, ID Score®, delivers a highly accurate, on-demand assessment of the risk of an individual at account opening and throughout the customer lifecycle.
Trusted by leading financial institutions, credit card issuers, retailers and wireless providers, the score can be used at any customer touch point to deliver:
- Effective fraud detection
- A positive customer experience
- Lower operations costs
With ID Score, there's no compromise when it comes to balancing the accuracy of the risk assessment with maintaining a positive customer experience. ID Score delivers an accurate picture of consumer behavior in real-time based on an up-to-the-minute view of the identity in use and this process is completely transparent to the consumer. Organizations can quickly discern legitimate consumers from potentially risky individuals, thus avoiding introducing customer friction and limiting the need for additional review to only the riskiest populations.
Leveraging the unique data within the ID Network® combined with a real-time view of consumer behavior, ID Score uncovers many types of identity abuse including family fraud, first-party fraud and synthetic fraud. In addition to detecting suspicious use of traditional identity information such as name, address, Social Security number, and phone number, ID Score integrates online behavior associated with email addresses, IP addresses and geolocation to fine-tune risk assessments.