Improve Credit Decisioning and Collection Activity with Unique Insight
In today's economy, leading public and private organizations recognize the need to augment their credit risk and collection decisions with alternative scoring capabilities.
ID Analytics gleans insight from consumer behavior not typically analyzed when calculating a traditional credit score–the stability of an individual. By delivering insight into identity relationships such as how often individuals use their identity information and how often they obtain credit and services, ID Analytics Credit Optics improves credit risk decisions. When used in combination with legacy credit scores, this unique third dimension is an incremental perspective of risk that has been proven to eliminate up to 25 percent of credit losses.
ID Analytics Collection Optics uses real-time consumer identity information to augment traditional collections strategies. With Collections Optics, agencies can realize incremental increases in collections strategies and successfully prioritize collection resources on accounts most likely to cure.