ID Analytics Credit Risk: Prescreening/Prospecting
Our prescreening product is designed to deliver accurate risk insight into a consumer’s creditworthiness using real-time data not available from other sources. This new insight enables card issuers to safely maximize their universe of prospects while minimizing risk.
For invitation to apply prospecting, ID Analytics offers Target Optics, a solution designed to reduce risk to your organization by avoiding soliciting identities which may be high risk.
Credit Optics® Prescreen
FCRA-compliant Credit Optics Prescreen can be used for credit card or other pre-approved marketing campaigns.
Key benefits include:
- 100 percent emerging market scoring
- Identification of the most stable prospects on the margin of current criteria
- Loss savings through suppressing high risk consumers
Target Optics
Non-FCRA compliant Target Optics for "invitation to apply" marketing campaigns.
Key benefits include:
- 100 percent emerging market scoring
- Suppress mailing addresses associated with fraud
- Identification of identities that pose high risk to your organization
- Expand the mailable universe with low risk identities
