Credit Optics Full Spectrum – Alternative Credit Data
Better credit decisioning using a combination of traditional and alternative credit data allows you to be more inclusive with your lending strategy across your portfolio - without increasing risk exposure. And the key to better lending decisions is incremental data.
How It Works
How Credit Optics Full Spectrum Can Help You
- Grow your portfolio without growing risk, by extending better pricing and terms to consumers misclassified by traditional credit scores
- Accurately evaluate over 75% of applicants which can’t be assessed by traditional credit scores
- Feel more secure with a solution designed for compliance with fair lending standards, while tapping into a powerful and differentiated source of alternative data.