Corporate Overview

ID Analytics is dedicated to the science of distilling critical insights from relevant consumer interactions no one else sees. We help businesses grow confidently by providing distinctive, up-to-the-minute visibility into identity and behavior.

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ID Connect

ID Connect helps businesses streamline their digital application and enrollment process, enabling a frictionless consumer experience while managing against fraud risk.

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Certain ID Overview

Organizations need an effective knowledge-based authentication (KBA) solution that balances security and the overall customer experience. Certain ID is a dynamic identity proofing tool that generates targeted questions from the comprehensive data in ID Network®—the nation’s only real-time, cross-industry compilation of identity information.

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Comply360 Overview

Comply360® affordably addresses regulatory compliance requirements by utilizing unique cross-industry data to help clear and remediate identities, ultimately reducing the volume of manual reviews needed to comply with government regulations. Comply360 leverages the value of the ID Network® to quickly and cost-effectively
support regulatory compliance mandates for USAPA, OFAC, FTC Red Flags and others.

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Credit Optics Overview

Credit Optics® is an FCRA-compliant credit score which provides the powerful, differentiated insights organizations require to develop a complete picture of an individual’s creditworthiness across the customer lifecycle.

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Credit Optics for Automotive Overview

Credit Optics® is an FCRA-compliant credit score which provides the powerful, differentiated insights that allow auto lenders to enhance their understanding of an applicant’s credit worthiness. By combining “traditional data”, data captured by most credit bureaus, with “alternative data”, event and performance data not seen by credit bureaus, CreditOptics delivers a highly predictive second perspective on applicant credit risk.

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ID Network Attributes for Fraud Overview

ID Network Attributes for Fraud provides a series of data points, selected by industry experts, which allows institutions to build powerful custom fraud detection solutions and processes.

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ID Network Attributes for Verification Overview

ID Network Attributes for Verification provides a high level of granular insight designed to answer identity-related questions crucial to verification challenges.

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ID Score Overview

ID Score 9.0 is a strong, multi-layer fraud prevention technology that evaluates identity risk based on personal information (ex. SSN, name, address, email) along with device risk to produce a single, comprehensive assessment of application fraud risk.

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ID Score-Action for Non-Traditional Lending Overview

Leading non-traditional lenders trust ID Score®-Action to provide complete on-demand visibility into the risk of potential customers. An FCRA-compliant risk score, ID Score-Action delivers up-to-the-minute risk insights tailored to the needs of the non-traditional lending market, enabling lenders to make more aggressive funding decisions with confidence.

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ID Score-Action for DDA Overview

ID Score®–Action is a FCRA-compliant risk score which delivers an accurate and comprehensive assessment of the likelihood an applicant will result in a loss to a retail bank. The score leverages proprietary cross-industry event and performance data, delivering risk insights that are more accurate than standard bureau scores, and incremental to custom credit scores and NSF data.

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ID Score Account Takeover Overview

Both private and public entities need a cost-effective way to assess the risk of requested changes to identity information such as address, email address or phone number. ID Score Account Takeover was specifically designed to separate the riskiest account management events from those that are valid to maintain positive customer relationships and minimize costs.

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Resolve360 Overview

Resolve360® assists companies to ensure they have the full and current information on customers and prospects by supplementing or verifying their Social Security number (SSN), address, and/or date-of birth. Resolve360 utilizes advanced identity resolution technology to identify the individual in question, then leverages the 2 billion consumer records in the ID Network® to return the requested missing or suspect consumer information.

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Transaction Protector Overview

Transaction Protector(TM) is a three-digit score which passively evaluates CNP fraud risk, accurately identifying high-risk transactions which merchants can hold or cancel immediately following the checkout process, removing fraud defense barriers to conversion.

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Verify360 Overview

Verify360® utilizes unique cross-industry data from the ID Network® to confirm the legitimacy of an applicant, reducing the volume of manual reviews needed to ensure your organization knows who they are doing business with.

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