ID:Analytics

You’re not following traditional lending models, so you don’t need traditional solutions. Our risk solutions help you assess and safely book more loans, while observing the evolving regulations in this field.

In non-traditional lending, accurately assessing individuals with thin or non-existent credit history and identifying applicants whose recent behavior makes them an acceptable risk is important – and so are detailed fraud and verification insights to keep the underwriting process moving. ID Analytics provides both, in ways that allow for more bookings and fewer losses.

How It Works

Our ID Network® includes more than two billion consumer transactions from a wide variety of industries including leading banks, telecommunications providers and non-traditional lenders. By applying patented analytics to this unique view of consumer behavior, we’re able to identify and assess nearly every U.S. consumer to identify opportunity where others simply see risk.

How ID Analytics Can Help You

  • Lend more and lose less, with an improved risk perspective that allows you to build more aggressive pricing and approval strategies
  • Clear more applicants through fraud and compliance processes with attributes designed to deliver clear, detailed insights

Non-Traditional Lending Solutions

ID Analytics’ fraud solutions at account opening interrogate every element of a loan application to deliver an accurate, up-to-the-minute assessment of fraud risk. Reduce friction, fraud losses and operational costs with a set of solutions designed to help you preserve the customer experience, while keeping the bad guys at bay.

Get more information about our application fraud solutions for the non-traditional lending industry by clicking on the icons below.

ID Analytics’ compliance solutions utilize unique cross-industry data to deliver identity verification insights that are both accurate and intuitive, helping to meet a range of regulatory requirements. Reduce customer friction, get control of operational costs, and avoid the financial losses associated with non-compliance with a set of solutions purpose-built to address even the toughest-to-verify consumers.

Get more information about our compliance solutions for the non-traditional lending industry by clicking on the icons below.

ID Analytics’ customer acquisition solutions inject new, predictive information into existing credit bureau and custom models, to help improve your approval and pricing decisions. Grow your portfolio responsibly, by tapping into a set of solutions designed to show you opportunity where others simply see risk.

Get more information about our customer acquisition solutions for the non-traditional lending industry by clicking on the icon below.