ID:Analytics

Are you approving people who have solid credit bureau scores, but missing good customers who don’t? Are you generating false positives in fraud protection, leading to customer frustration and increased costs? We can help.

With alternative data that goes beyond what the traditional credit bureaus see, ID Analytics’ credit solutions can improve decisioning across the credit spectrum. By accurately identifying low risk consumers with recovering, low or no credit, these unique solutions allow you to grow your portfolio without growing risk. And, our fraud solutions will reduce false positives and customer friction, not to mention your exposure to the fraud itself.

How It Works

Our ID Network® includes more than two billion consumer transactions from leading banks, telecommunications providers and a number of Fortune 500 companies. And we have data on 3.3 million client-reported frauds. By examining both traditional and alternative consumer behaviors, we’re simply able to understand people better – knowledge we translate into a host of solutions designed to turn consumers into customers, and customers into partners.

How ID Analytics Can Help You

  • Improve booking rates with enhanced approval and pricing decisions tailored to the true credit worthiness of your applicants
  • Reduce fraud losses with best-of-breed fraud solutions that deliver an up-to-the-minute picture of application risk
  •  Boost operational efficiencies with accurate solutions that are capable of automatically clearing the vast majority of consumers and providing key remediation insights for unverified applicants.

Credit Card Solutions

ID Analytics’ account management solutions evaluate requested changes to customer accounts to help you identify account takeover attempts.  Safeguard your customer relationships and preserve your brand, with a suite of solutions capable of assessing every account management event, across every channel.

Get more information about our account takeover solutions for the credit card industry by clicking on the icon below.

ID Analytics’ fraud solutions at account opening interrogate every element of an application to deliver an accurate, up-to-the-minute assessment of fraud risk. Reduce friction, fraud losses and operational costs with a set of solutions designed to help you preserve the new customer experience, while keeping bad guys at bay.

Get more information about our application fraud solutions for the credit card industry by clicking on the icons below.

ID Analytics’ authentication solutions help you know who you’re dealing with at the most crucial moments – like application submissions, account management activities and other high-value interactions. These solutions utilize rich non-public data to authenticate consumers with questions which are intuitive and top-of-mind for legitimate consumers, yet challenging and hard-to-research for imposters.

Get more information about our authentication solutions for the credit card industry by clicking on the icons below.

ID Analytics’ compliance solutions utilize unique cross-industry data to deliver identity verification insights that are both accurate and intuitive, helping to meet a range of regulatory requirements. Reduce customer friction, get control of operational costs, and avoid the financial losses associated with non-compliance with a set of solutions purpose-built to address even the toughest-to-verify consumers.

Get more information about our compliance solutions for the credit card industry by clicking on the icons below.

ID Analytics’ customer acquisition solutions inject new, predictive information into existing credit bureau and custom models, to help improve your approval and pricing decisions. Grow your portfolio responsibly, by tapping into a set of solutions designed to show you opportunity where others simply see risk.

Get more information about our customer acquisition solutions for the credit card industry by clicking on the icons below.

ID Analytics’ data breach services monitor your customers’ and employees’ personal information for signs of abuse related to a breach. By delivering clear visibility into whether personal data entrusted to your company is being used inappropriately, these tools provide a truly valuable solution both for breach remediation and the ongoing detection of unidentified breaches.

Get more information about our data breach services for the credit card industry by clicking on the icons below.

ID Analytics’ portfolio management solutions evaluate your customer base for changes in credit quality, helping you strengthen high-value relationships and avoid unnecessary losses. By evaluating a unique blend of traditional and alternative consumer behaviors, these solutions provide the more complete credit assessment needed to take your portfolio management decisions to the next level.

Get more information about our portfolio management solutions for the credit card industry by clicking on the icons below.

ID Analytics’ prospecting solutions deliver a comprehensive view of prospect credit risk, enabling more effective direct marketing campaigns. Drive up response and approval rates, with solutions that utilize a unique blend of alternative and traditional credit data to identify more prospects with the right balance of risk and propensity to respond.

Get more information about our prospecting solutions for the credit card industry by clicking on the icons below.