Booking a new customer isn’t easy. On short notice, you have to evaluate an individual’s loan quality and deliver competitive pricing, all while executing an effective risk evaluation that complies with applicable regulations and minimizes the chance of acquiring the wrong customer.
ID Analytics allows you to deliver aggressive, competitive offers to more of the right customers at all credit levels. Our credit risk solutions have visibility into credit behaviors in critical industries the credit bureaus don’t capture – like wireless, retail banking and subprime lending – giving you insights that help you see opportunity where others simply see risk.
How It Works
The ID Network® includes unique, high-value consumer transactions from a wide variety of industries including Fortune 100 banks, telecommunications providers and automotive lenders. By applying advanced analytics to this massive data repository, we’re capable of accurately evaluating nearly 100% of U.S. loan applications, providing key additional information needed to better meet the needs of dealers and consumers.
How ID Analytics Can Help You
- Increase booking rates, by enabling the identification and capture of higher-quality loans across the credit spectrum
- Improve deal margin, through an improved perspective on credit quality that allows for more targeted pricing
- Clear more applicants through compliance hurdles, with verification solutions that help you avoid costly delays and remediation processes
ID Analytics’ authentication solutions help you know who you’re dealing with at the onset of the originations process. These solutions utilize rich non-public data to authenticate consumers with questions which are intuitive and top-of-mind for legitimate consumers, yet challenging and hard-to-research for imposters.
Get more information about our authentication solutions for the automotive industry by clicking on the icon below.
ID Analytics’ compliance solutions utilize unique cross-industry data to deliver identity verification insights that are both accurate and intuitive, helping to meet a range of regulatory requirements. Reduce customer friction, get control of operational costs, and avoid the financial losses associated with non-compliance with a set of solutions purpose-built to address even the toughest-to-verify consumers.
Get more information about our compliance solutions for the automotive industry by clicking on the icons below.
ID Analytics’ customer acquisition solutions inject new, predictive information into existing credit bureau and custom models, to help improve your pricing decisions. Grow your portfolio responsibly, by tapping into a set of solutions designed to show you opportunity where others simply see risk.
Get more information about our customer acquisition solutions for the automotive industry by clicking on the icon below.
ID Analytics’ portfolio management solutions evaluate your customer base for changes in credit quality, helping you strengthen high-value relationships and avoid unnecessary losses. By evaluating a unique blend of traditional and alternative consumer behaviors, these solutions provide the more complete credit assessment needed to take your portfolio management decisions to the next level.
Get more information about our portfolio management solutions for the automotive industry by clicking on the icon below.