Chief Executive Officer
Scott Carter joined ID Analytics in 2014 as chief operating officer. In August 2015, Carter became CEO of ID Analytics, and in August 2016, he took on the additional role of executive vice president for LifeLock. In this role, Carter is responsible for the full range of services the company provides to enterprises to reduce fraud and to enable enterprise growth. Carter brings more than 20 years of executive leadership experience in data, software and decision technologies for the financial services industry and adjacent markets, including serving as senior vice president at Experian, where he was responsible for analytics and fraud solutions globally and led its North American go-to-market strategy. Carter has also held senior-level marketing and operations roles at Fair Isaac Corporation (now FICO) and First Union (now part of Wells Fargo). Early in his career, he held a variety of leadership roles in operations, risk management, marketing and analytics at Associates First Capital Corporation, Advanta and American Express Centurion Bank. Carter is on the board of Evonexus, the leading technology incubator in Southern California and serves as a board advisor to several early stage technology companies.
- BA, University of Delaware
- MBA, University of Delaware, Lerner College of Business and Economics
Chief Analytics and Science Officer
Dr. Stephen Coggeshall is ID Analytics’ Chief Analytics and Science Officer. Coggeshall has worked closely with ID Analytics and its executive team since the company’s inception, and has been instrumental in building the company’s initial technical team and product roadmap. Coggeshall has spent his 20-plus year career leading scientists to build practical solutions to difficult business problems using advanced analytics. Prior to joining ID Analytics, Coggeshall served as an Executive Director at Morgan Stanley, working in the areas of asset allocation, portfolio analysis, stock selection, proprietary derivatives trading and behavioral forecasts of investors and financial advisors, and was co-founder and CEO of the analytics consulting company Los Alamos Computational Group, which worked primarily with Morgan Stanley.
Before establishing the Los Alamos Computational Group, Coggeshall served as Group Vice President of the technology development organization at HNC Software. Coggeshall was also a co-founder of the Center for Adaptive Systems Applications (CASA), where he managed a group performing consumer behavioral and portfolio modeling and analysis (CASA was purchased by HNC Software in 2000). Coggeshall’s experience prior to CASA includes work in machine learning and adaptive computation; leading teams working with Citicorp, MasterCard and the Internal Revenue Service building applied solutions using advanced mathematical algorithms. He also spent 11 years at the Los Alamos National Laboratory in the field of laser fusion. Recognized throughout the industry for his work, in 2012 Coggeshall received a Lifetime Achievement award from the San Diego Business Journal. A frequent presenter, Coggeshall co-authored “Foundations of Predictive Analytics” and his research has appeared in national news media such as the Wall Street Journal, TIME Magazine, and the Today Show.
- PhD, University of Illinois
- MS, University of Illinois
- MA, University of Illinois
- BS, Southern Illinois University at Edwardsville
- BA, Southern Illinois University at Edwardsville
Chief Information Officer
Moudy Elbayadi, PhD joined ID Analytics in June, 2013. As the Chief Information Officer, Elbayadi is accountable for the overall strategic direction and execution of information technology infrastructure, service delivery, architecture, as well as data centers, networks and information security.
A recognized thought leader in the practical application of technology to solve business needs, Elbayadi is passionate about delivering great customer experiences and helping technology companies compete on the web. In addition to supporting large-scale web operations (100+ million users), Elbayadi is skilled at finding, developing and retaining great technical talent to enable IT transformation. Evoking excellence in others, building high performing teams and creating a great place to work form the principles he strives to apply each day.
Over the past 18 years, Elbayadi has held both technical and business positions including service in banking and finance, legal, and large technology companies. Prior to joining ID Analytics, Elbayadi held various leadership positions at the ACTIVE Network, Intuit, Inc., and IndyMac Bank. Most recently he served as the Vice President of global technology operations at the Active Network, where he helped lead a large IT transformation that included consolidating over 20 data centers, acquisitions and integration, and developing a next-gen hosting platform.
- PhD, Antioch University
- MA, Chapman University
- MBA, University of Redlands
- BA, Westmont College
Mike Lazarus joined ID Analytics in August of 2013 as Chief Scientist. Lazarus is responsible for driving ID Analytics’ research and development program to guide technology strategy and innovation. He provides technical leadership to the analytical modeling development team for the continued design and implementation of scoring models and algorithms. Through his technology leadership at ID:A Labs, Lazarus helps build relationships with ID Analytics customers.
Over the past 25 years, Lazarus has worked to develop analytic software products in a variety of industries including finance, Internet, healthcare, and information technology, across different disciplines such as engineering, data science, and product. Prior to joining ID Analytics, Lazarus held multiple positions at Atigeo, an enterprise solutions technology company. Most recently he served as vice president of analytics, where he was responsible for leading the science team. Prior to his role as vice president, he was a principal scientist developing scalable analytic software in the areas of information retrieval and topic modeling. Earlier in his career, Lazarus was a director of analytic science at FICO and HNC Software where he led development efforts for the identity theft prevention product and Database Mining Workstation. He has also served as chief technology officer and chief analytics officer for RealAge, Inc., a lifestyle media company, as well as product manager for Hewlett Packard. A central focus for Lazarus across his spectrum of experience has been using data and analytics to bring useful solutions to enterprises and consumers. He participated in and led development of some of the earliest successful data mining solutions in fraud detection, automated modeling, and Internet behavioral ad targeting.
- MS, University of California, San Diego
- BS, University of Michigan, Ann Arbor
Senior Vice President of Product
Ajay Nigam joined ID Analytics in February, 2017. As Senior Vice President, Product and Technology, Nigam is responsible for leading the company’s strategy and roadmap to bring new products to market.
Nigam brings a proven track record of more than two decades managing P&L, product management and engineering organizations for both large enterprise and early-stage start-up companies to his role. Prior to joining ID Analytics, Nigam served as senior vice president of Products for BrightPoint Security, later acquired by ServiceNow. Prior to BrightPoint, he served as Chief Product Officer for two successful security start-ups. Before leading those early-stage companies, Nigam held strategic and executive leadership roles within product management at Verisign Symantec. He was also the founding co-chair of the O-Auth open standard for authorization, and is a frequent speaker on security, privacy, mobile commerce/payments and cloud services strategies at industry events.
- Bachelor of Engineering (Telecommunications), University of Jabalpur, India
- Fellow of institution of Electronic and Telecom Engineering
Vice President of Finance
Peng Leong joined ID Analytics in May of 2016. As Vice President of Finance Leong is responsible for managing the company’s financial strategy.
Leong has more than 20 years of executive leadership experience in finance, reporting, management consulting and risk analytics. Prior to joining ID Analytics Leong played a key role as the senior director of finance for CoreLogic’s Credit Information and Verification Services business where he was responsible for strategic planning, financial operations and M&A initiatives.
Prior to CoreLogic, Leong held a variety of roles with the College Loan Corporation and Groundswell Inc., a technology consultancy. Most notably, he worked at Deloitte for the audit, accounting and management consulting practices. With Deloitte, he acquired global experience with clients throughout the U.S., Australia and South East Asia regions.
- MBA, University of Southern California
- Bachelor of economics in accounting and finance, Macquarie University in Australia
Senior Vice President of Sales
Matt McAluney assumed the role of senior vice president of sales at ID Analytics in December 2014. McAluney oversees all revenue generation and client relationship management functions at ID Analytics. He is responsible for enhancing our corporate strategy to help meet both near-term and long-term revenue goals. From November 2013 to December 2014, McAluney served as vice president of sales for the financial services business at ID Analytics.
McAluney has more than twenty years of sales and executive leadership experience in both large and small enterprises. Prior to joining ID Analytics in 2013, McAluney was the vice president of sales at Equifax where he led new client development, marketing partnerships and served as general manager of a high growth market for Equifax’s personal information solutions business unit. In that role, he led strategy development, strategic planning, product development, marketing, and P&L management. Prior to Equifax, he also held sales and business development roles with Proficient Systems, Yodlee, Parametric Technologies, and Black and Decker.
- MBA, Emory University
- BBA, Loyola University
Vice President of Marketing
Eric Lindeen joined ID Analytics in October 2015 as Vice President of Marketing. Lindeen is responsible for the company’s overall marketing and communications strategy and execution, as well as its brand and demand generation programs.
Lindeen brings more than 25 years of marketing and technology experience to his role, with expertise working directly with financial institutions as well as the financial services and lending markets. Prior to joining ID Analytics, he served as vice president of solution marketing for Zoot Enterprises, where he helped lenders develop and deploy complex solutions for credit originations.
- MBA, University of Southern California Marshall School of Business
- BS, University of Southern California