by Ken Meiser

Ken Meiser

In our last post, we reported that on Black Friday in-store and online consumers shopped earlier in the day posting record breaking sales, which likely resulted in credit, loan and service application volumes also peaking earlier in the day. …

by Kevin King

Kevin King

Black Friday is quickly approaching and the weekend shopping forecast is bright. Consumer spending is expected to increase by 47% from the same period in 2016.1 This time period includes Cyber Monday, which holds the record for the largest …

by Kevin King

Kevin King

Businesses today are seeing a greater volume of fraud attacks at account opening than ever before,1 and with valid personally identifiable information readily available from data breaches, application fraud techniques are becoming more sophisticated and widespread.2 This puts …

by Ken Meiser

Ken Meiser

When Victor Frankenstein set out to fashion a new life form with body parts he gathered from multiple corpses, he was unaware of the damage his creation would later inflict on innocent people.1 While Frankenstein’s monster was a fictional …

by Garient Evans

Garient Evans

Consumer demand is driving tremendous growth and change in the online lending industry. Online lenders are also a popular target for fraudsters of all kinds, with two to four times the number of fraud attacks as other account types, according …