by Patrick Reemts

The alternative data that we use in our credit risk model is constantly evolving to provide the best recommendations to our clients. Recently we’ve improved our approach to the way we build those models to better align our product development …

by Patrick Reemts

In 2015 ID Analytics released a whitepaper titled Millennials: High Risk or Untapped Opportunity, which debunked common myths regarding the millennial generation and consumer behavior. Recently, ID Analytics released a follow-up study examining the potential consequences of millennials’ credit …

by ID Analytics

ID Analytics

Financial institutions, telecommunications, and marketplace lending companies receive applications for their products and services on a daily basis. Some of these applications are subsequently determined to be fraudulent. At ID Analytics, we regularly screen credit card openings, new cell phone …

by Patrick Reemts

Millennials. The largest consumer group since the baby boomers. As they reach adulthood, what will their purchasing behavior look like in this new, ever-evolving economy? What adjustments should be made to business practices, if any, to attract these customers and …