1. Scott Carter

    The State of Identity in a Digital Age

     |  By Scott Carter

    Cybersecurity attacks captured headlines last year as Bloomberg declared 2017 the ‘Year of the Data Breach,’ with a record-setting 1,253 publicly reported data breaches.¹ New malware, including ransomware threats, hit an all-time high.²  Additionally, the number of identity fraud victims …

  2. Aaron Kline

    Identity Verification: Data is the Differentiator

     |  By Aaron Kline

    As fraudsters become more sophisticated and their techniques change1, lenders and service providers understand that to protect their customers and their businesses more comprehensive identity verification is necessary. In a world competing on customer experience—one-click ordering, instant payments, …

  3. Aaron Kline

    The REAL ID Act and its Impact on Fraud Risk Management

     |  By Aaron Kline

    If you’re a frequent traveler you may be familiar with the REAL ID Act, especially if you live in a state that isn’t compliant. The measure, passed by Congress in 2005 calls for the standardization of all state-issued driver licenses …

  4. Ken Meiser

    Cyber Monday Hits Record Online Application Volumes: What this Means for Fraud Risk Managers

     |  By Ken Meiser

    In our last post, we reported that on Black Friday in-store and online consumers shopped earlier in the day posting record breaking sales, which likely resulted in credit, loan and service application volumes also peaking earlier in the day. …

  5. Ken Meiser

    Black Friday 2017: Credit Applications Peak Early

     |  By Ken Meiser

    If you happened to turn on your local news on Thanksgiving evening, you probably saw interviews with shoppers who were camped out at select retailers, some for days, in anticipation of ‘Black Friday’ deals. A national survey by Ebates revealed …