Blog

  1. Scott Carter

    Identity Protection in an Era of Data Breaches

     |  By Scott Carter

    Identity theft can happen to anyone. When a person’s identity is stolen, they can be left with feelings of helplessness and a lack of control. The financial losses and emotional stressors of a stolen identity can be crippling. The problem …

  2. Jason Heil

    Credit Unions: Focus More on Your Members and Less on Compliance and Fraud

     |  By Jason Heil

    Credit unions have seen their operating costs rise dramatically since the 2008 financial crisis, due to the plethora of new regulatory and compliance changes that came in its aftermath. A report issued by the Credit Union National Association (CUNA) reveals …

  3. ID Analytics

    Alternative Data Improves Financial Inclusion, without Adding Risk

     |  By ID Analytics

    Consumer credit behavior in the U.S. has evolved over the past decade, along with the data and scoring systems that represented that behavior. As a result, many consumers have a difficult time gaining access to affordable credit, or credit at …

  4. ID Analytics

    In Online Lending, Application Velocity Points to Increased Risk

     |  By ID Analytics

    In October 2016, ID Analytics announced the formation of the Online Lending Network (OLN), a consortium established to enhance responsible lending, help protect consumers and address credit and fraud risks.

    Through the OLN, lenders report when a consumer requests an …