1. ‘Fueling’ Auto Lending in 2015

     |  By Patrick Reemts

    The latest stats are in: auto sales experienced a major comeback in 2014. According to industry experts,1 this was driven in part by pent-up demand delayed by the recession, and also by falling gas prices. Autodata reported that the …

  2. Ken Meiser

    The End of Distinct Black Friday and Cyber Monday Shopping Experiences?

     |  By Ken Meiser

    By now many of you have probably seen the reports of somewhat disappointing Black Friday turnout from the National Retail Federation,1 but an analysis of transaction volumes of businesses participating in the ID Network® over the shopping weekend, …

  3. Aaron Kline

    Cyber Monday is Coming to Town

     |  By Aaron Kline

    With Cyber Monday and the holiday shopping season just around the corner, merchants have much to be excited about. According to, “U.S. retail e-commerce will grow 16.6 percent this holiday season, up from last year’s 15.3 percent rise.” In …

  4. CFPB to Review Checking Account Access

     |  By Patrick Reemts

    CFPB Director Richard Cordray’s recent comments about the methods banks are using to screen consumers and evaluate risk in the checking account space1 has caught the attention of the industry. While we’re all aware of the financial realities of

  5. Aaron Kline

    EMV and Apple Pay – the End of Payments Fraud?

     |  By Aaron Kline

    This is an exciting time to be in the payments industry. The U.S. deadline for the EMV chip-and-PIN migration is officially less than one year away,1 and Apple Pay recently became available to iPhone 6 and iPhone 6 Plus …