As a follow-up to our recent post Alternative Credit Data is Nothing New, we’ve compiled some of the frequently asked questions on this topic:

Question: Who benefits from alternative credit data?

Answer: There are many studies that focus on …

With all the news lately around alternative credit scores, you might think the use of alternative credit data  is a new concept in consumer credit metrics. Surprisingly, this is not the case. In fact, the alternative credit space was pioneered …

The latest stats are in: auto sales experienced a major comeback in 2014. According to industry experts,1 this was driven in part by pent-up demand delayed by the recession, and also by falling gas prices. Autodata reported that the …

By now many of you have probably seen the reports of somewhat disappointing Black Friday turnout from the National Retail Federation,1 but an analysis of transaction volumes of businesses participating in the ID Network® over the shopping weekend, …

CFPB Director Richard Cordray’s recent comments about the methods banks are using to screen consumers and evaluate risk in the checking account space1 has caught the attention of the industry. While we’re all aware of the financial realities of