A recent Bankrate study showed that 63% of millennials, 18-29 do not currently own a credit card,1 even though many card issuers offer special cards designed just for students.2 With the growth in acceptance of marketplace lending, there’s …

Millennials are technology savvy and the most connected generation in history and owning a cell phone is a must. The Pew Research Center calls them “history’s first ‘always-connected’ generation, treating their multitasking, handheld devices’ almost like a body part”.1

Purchasing a new car was once considered a rite of passage for young adults and college graduates, but does this apply to the millennial generation in the current economic climate?1

A recent Time.com study showed that 71% of millennials …

Millennials. The largest consumer group since the baby boomers. As they reach adulthood, what will their purchasing behavior look like in this new, ever-evolving economy? What adjustments should be made to business practices, if any, to attract these customers and …

As a follow-up to our recent post Alternative Credit Data is Nothing New, we’ve compiled some of the frequently asked questions on this topic:

Question: Who benefits from alternative credit data?

Answer: There are many studies that focus on …