Year: 2015

by Garient Evans

Garient Evans

Many consumers believe that the most common form of fraud is related to credit card transactions and that this type of fraud doesn’t impact them much beyond being a minor inconvenience when a transaction is declined at the point of …

by Stephen Coggeshall

Dr. Steve Coggeshall

Credit Muling Scams Target Wireless Carriers

Americans sign up for thousands of new cell phones every day, and most are honest people who intend to honor their contracts. A very small number are the bad apples in the bunch, criminals …

by Patrick Reemts

As a follow-up to our recent post Alternative Credit Data is Nothing New, we’ve compiled some of the frequently asked questions on this topic:

Question: Who benefits from alternative credit data?

Answer: There are many studies that focus on …

by Stephen Coggeshall

Dr. Steve Coggeshall

Fake Families Defraud Wireless Carriers with Invented Identities

With identity theft being one of the fastest growing crimes in America,1 an increasing number of merchants are on the lookout for customers using stolen identities. However, these criminals are adapting …

by Patrick Reemts

With all the news lately around alternative credit scores, you might think the use of alternative credit data  is a new concept in consumer credit metrics. Surprisingly, this is not the case. In fact, the alternative credit space was pioneered …