ID Analytics is a leader in consumer risk management with patented analytics, proven expertise and near real-time behavioral insight. By combining proprietary data from the ID Network® with advanced science, ID Analytics provides in-depth visibility into identity risk and creditworthiness.
Javelin’s new study Making Digital Account Opening Simpler, Safer and Seamless, explores the shift to digital account opening, and the challenges facing businesses as they seek to fulfill consumer expectations.
ID Analytics utilizes its proprietary ID Network – one of the nation’s only real-time, cross-industry compilation of identity information to glean insight into consumer identity behavior. This insight reveals anomalous and potentially fraudulent activity and has proven highly predictive in separating creditworthy consumers from those that are higher risk.
When evaluating a new customer, you need to know whom you’re dealing with at the most crucial moments. Utilizing ID Analytics’ authentication and verification solutions in a customer’s application process will allow you to effectively and efficiently meet compliance requirements while reducing friction and operational costs.
ID Analytics’ credit risk solutions let you make smarter lending decisions by pairing traditional credit data with powerful alternative credit data from wireless, banking and sub-prime markets. A complete and transparent view into consumer behavior will help grow your business without increasing losses.
ID Analytics’ fraud solutions can help your business evaluate applications and account changes effectively and efficiently by delivering an accurate view into fraud risk across multiple industries. Detect potential fraud before it affects your business and automatically approve more legitimate customers so you can focus your manual reviews on the few truly high-risk applications.
When doing online and mobile business, accepting customer payments quickly and efficiently while managing risk is critical. ID Analytics’ payment solutions give you up-to-the-minute visibility into the fraud risk of each transaction, offering reduced chargebacks while removing friction for the vast majority of consumers. We’ll also enable you to better protect your customer data from account takeovers and other fraud.